College Checking

College is a lot of work. Banking shouldn't be. Manage your money better — with our College Checking accounts, designed especially for college students.

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A Checking Account for Your College Lifestyle

College is an exciting time. Maybe you're living on your own for the first time. Maybe you have your first job. Now is the time to start managing your own money. With our College Checking accounts, we're making it easy with Online and Mobile Banking, a free Visa® Debit Card, and access to QuickSaveSM to help you get the right start with savings.

Simple Guide

College Checking

Convenience for College Students

You do research, share photos and even order take out online, so why wouldn't you bank online? With Mobank College Checking, you'll have access to free Online and Mobile Banking, so you can deposit checks, transfer funds and view your transaction history right from your smartphone.

Reach Your Goals — Quick

The best time to start saving is when you're young, so our College Checking accounts come with access to QuickSave, a tool designed to help you save money automatically. You'll be surprised by how quickly it adds up!

Flexible Payments

Our College Checking account lets you use our free Visa® Debit Card online or in stores across the world. With free Online Bill Pay,* you can pay anyone in the country by writing a check out of your account online. And, we also offer one free overdraft refund per year, so if you accidentally overdraft, you are protected. Plus, you’ll get two ATM fee rebates each statement cycle if you are charged an ATM fee by another financial institution.

Additional Features

  • Free access to more than 24,000 MoneyPass ATMs nationwide, including more than 200 in the Kansas City area.
  • Free online statements
  • 24-hour telephone customer service and automated account information

Monthly Fees

Account Details for College Checking

How it Works: Quicksave

Saving for the future is important but we know it's not easy — especially when you go it alone. Now you have a partner to help you, Mobank. QuickSave is a tool that allows you to automatically put a set amount into your savings account every time you use your debit card to make a qualifying purchase. And, we'll match a portion of those savings!

When you set up your QuickSave account, you'll determine how much you'd like to save with each transaction, either $0.25 or $0.50, and we'll link everything to your Mobank savings or money market account. Each night, we'll take the number of debit card and Online Bill Pay transactions, multiply the total by your QuickSave amount, the $0.50 or $0.25, and then transfer that amount to your savings or money market account in one transfer. Each year, we'll automatically transfer our match amount within 6-8 weeks after the anniversary date of your account. After you've enrolled, you can see the transfer activity in both your checking account and savings account.

The sky's the limit for how much you can save using QuickSave, and Mobank will match up to $250 of those savings each year. To calculate how much you might save this year, try using our calculator.

Just tell us the amount you want to transfer to your savings account with each transaction and we'll do the rest. Stop by one of our convenient banking centers or call an ExpressBanker at (866) 836-0846 to get started today!

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Frequently Asked Questions

Got questions? We've got answers. And, if you don't find what you're looking for, sign in to Online Banking and visit our Actions and Tools menu to send us a Secure Message or call us at (866) 836-0846.

Can I order checks online?

Absolutely. Just visit our ordering page. There, you can customize your checks with different designs and formats, and order as many as you need.

Where can I find my ABA routing number?

The Mobank Routing Number is: 101015101. You can also find it on your Mobank checks in the location shown below:


What is Online and Mobile Bill Pay?

Bill Pay is a service that lets you pay your bills from your computer or mobile device, without having to write or mail a check. It's easy and fast, and can even be set up to pay recurring bills automatically. No checks to write, no envelopes to address and no stamps to lick. Learn more about Online Bill Pay today.

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Check out some of our other services. If you choose to sign up for more than one, you can find everything in one place with Online Banking.