Deposit Rates

Mobank is your source for competitive high yielding accounts, from money markets to Certificates of Deposit. We also have a number of financing options that will help you achieve your goals.

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Premier Accounts

Earn a higher interest rate on your Premier Money Market (0.05%) and/or CD (0.10%) with Premier Checking.

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PERSONAL MONEY MARKET

Term

APY

$0 - 9,999 0.05%
$10,000 - 24,999 0.05%
$25,000 + 0.05%

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PREMIER MONEY MARKET

Term

APY

$0 - 9,999 0.05%
$10,000 - 24,999 0.08%
$25,000 - 49,999 0.12%
$50,000 - 99,999 0.13%
$100,000 - 249,999 0.13%
$250,000 + 0.13%

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SAVINGS

Term

APY

PERSONAL SAVINGS 0.03%
YOUTH SAVINGS 0.03%

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CD PROMOTIONAL PRODUCTS

Under $100,000 Over $100,000
Term APY
APY
7 MONTH NO PENALTY (A) 0.15% 0.20%
13 MONTH NO PENALTY PROMO (A) 0.20% 0.25%
14 MONTH PROMO (B) 0.75% 0.75%
17 MONTH PROMO (B) 0.60% 0.60%

FIXED CD PRODUCTS

Under $100,000 Over $100,000
Term APY
APY
7 DAYS 0.03% 0.08%
30 DAYS 0.03% 0.08%
60 DAYS 0.05% 0.10%
90 DAYS 0.10% 0.15%
120 DAYS 0.10% 0.15%
180 DAYS 0.25% 0.30%
270 DAYS 0.25% 0.30%
1 YEAR 0.35% 0.40%
18 MONTHS 0.40% 0.45%
2 YEARS 0.55% 0.60%
3 YEARS 0.65% 0.70%
4 YEARS 0.85% 0.90%
5 YEARS 0.95% 1.00%
7 YEARS 1.45% 1.50%

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IRA CDS

Term

APY

6 MONTHS 0.10%
1 YEAR 0.25%
18 MONTHS 0.25%
2 YEARS 0.50%
30 MONTHS 0.50%
3 YEARS 0.75%
4 YEARS 1.10%
5 YEARS 1.35%
7 YEARS 1.50%

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IRA PROMOTIONAL PRODUCTS

Term

APY

7 MONTH NO PENALTY (A) 0.15%
13 MONTH NO PENALTY PROMO (A) 0.20%
14 MONTH PROMO (B) 0.50%
17 MONTH PROMO (B) 0.60%

PREMIER MONEY MARKET IRA

Term

APY

$0 - 9,999 0.05%
$10,000 - 24,999 0.08%
$25,000 - 49,999 0.12%
$50,000 - 99,999 0.13%
$100,000 - 249,999 0.13%
$250,000 + 0.13%

PREMIER CHECKING

Term

APY

$0 - 49,999 0.02%
$50,000 + 0.04%

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INTEREST CHECKING

Term

APY

INTEREST CHECKING 0.02%

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