Deposit Rates

Mobank is your source for competitive high yielding accounts, from money markets to Certificates of Deposit. We also have a number of financing options that will help you achieve your goals.

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Premier Accounts

Earn a higher interest rate on your Premier Money Market (0.05%) and/or CD (0.10%) with Premier Checking.

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Effective: October 19, 2017

PERSONAL MONEY MARKET

Term

APY

$0 - 9,999 0.05%
$10,000 - 24,999 0.05%
$25,000 + 0.05%

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PREMIER MONEY MARKET

Term

APY

$0 - 9,999 0.05%
$10,000 - 24,999 0.08%
$25,000 - 49,999 0.12%
$50,000 - 99,999 0.13%
$100,000 - 249,999 0.13%
$250,000 + 0.13%

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See Disclosures

SAVINGS

Term

APY

PERSONAL SAVINGS 0.03%
YOUTH SAVINGS 0.03%

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CD PROMOTIONAL PRODUCTS

Under $100,000 Over $100,000
Term APY
APY
7 MONTH NO PENALTY A 0.15% 0.20%
13 MONTH NO PENALTY PROMO A 0.20% 0.25%
14 MONTH PROMO B 0.75% 0.75%
17 MONTH PROMO B 0.60% 0.60%

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FIXED CD PRODUCTS

Under $100,000 Over $100,000
Term APY
APY
7 DAYS 0.03% 0.08%
30 DAYS 0.03% 0.08%
60 DAYS 0.05% 0.10%
90 DAYS 0.10% 0.15%
120 DAYS 0.10% 0.15%
180 DAYS 0.25% 0.30%
270 DAYS 0.25% 0.30%
1 YEAR 0.35% 0.40%
18 MONTHS 0.40% 0.45%
2 YEARS 0.55% 0.60%
3 YEARS 0.65% 0.70%
4 YEARS 0.85% 0.90%
5 YEARS 0.95% 1.00%
7 YEARS 1.45% 1.50%

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IRA CDS

Term

APY

6 MONTHS 0.10%
1 YEAR 0.25%
18 MONTHS 0.25%
2 YEARS 0.50%
30 MONTHS 0.50%
3 YEARS 0.75%
4 YEARS 1.10%
5 YEARS 1.35%
7 YEARS 1.50%

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See Disclosures

IRA PROMOTIONAL PRODUCTS

Term

APY

7 MONTH NO PENALTY A 0.15%
13 MONTH NO PENALTY PROMO A 0.20%
14 MONTH PROMO B 0.50%
17 MONTH PROMO B 0.60%

See Disclosures

PREMIER MONEY MARKET IRA

Term

APY

$0 - 9,999 0.05%
$10,000 - 24,999 0.08%
$25,000 - 49,999 0.12%
$50,000 - 99,999 0.13%
$100,000 - 249,999 0.13%
$250,000 + 0.13%

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PREMIER CHECKING

Term

APY

$0 - 49,999 0.02%
$50,000 + 0.04%

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INTEREST CHECKING

Term

APY

INTEREST CHECKING 0.02%

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Important Disclosures

All rates are variable except CDs and may change after the account is opened. Fees may reduce earnings.

CD rates are fixed for the term of the CD. Unless otherwise stated, penalties are assessed for early withdrawals from Regular CDs. We reserve the right to limit the amount of deposit.

The rates above are applicable only to personal accounts. For business and other non-personal account interest rate information, please contact our ExpressBank.