Checking Accounts

Our checking accounts help you meet your goals faster, with options like QuickSave, interest-bearing accounts and accounts designed for students and seniors.

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  • On The Go
  • Higher Cash Assets
  • For Students
Accounts Description Special Features Monthly Fee

An exclusive account designed to reward you for your extended banking relationship. Enjoy premium interest rates, a personal financial advisor, access to our Investment Sweep and more.

Simple Guide | Premier Checking Brochure

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  • Free ATMs nationwide (unlimited fee rebates)
  • Free domestic wires, money orders and official checks
  • Free standard checks or 50% off premium styles
  • Access to Investment Sweep
  • Earn higher interest on select accounts

$25 or $0

Minimum balance required for $0 monthly fee

How to Waive

An interest-bearing full-service account with perks based on your entire banking relationship.

Simple Guide | Personal Checking Brochure

  • ATM fee rebates (2 per statement cycle)
  • Free incoming domestic wires
  • Free online and mobile bill pay
  • Free initial supply of standard checks or 50% off premium styles
  • 0.05% higher interest rate for Premier Money Market accounts

$15 or $0

Minimum balance required for $0 monthly fee

How to Waive

A full-service checking account to meet all your banking needs, including free Bill Pay and statements.

Simple Guide | Personal Checking Brochure

  • ATM fee rebates (1 per statement cycle)
  • Free online or paper statements
  • Free online and mobile bill pay

$7.95 or $0

Minimum balance or qualifying direct deposit required for $0 monthly fee

How to Waive

A straightforward personal checking account

Simple Guide | Personal Checking Brochure

  • ATM fee rebates (1 per statement cycle)
  • Free online statements
  • Unlimited check writing
  • Free online and mobile bill pay

$4.95

A great tool for developing sound money management skills, available to students 18 to 24 years of age

Simple Guide | Student Checking Brochure

  • ATM fee rebates (2 per statement cycle)
  • Free online statements
  • Unlimited check writing

$4.95 or $0

Qualifying direct deposit or debit card transactions required for $0 monthly fee

How to Waive

An easy-to-use first checking account, designed for high school students 15-19 years of age

Simple Guide

  • ATM fee rebates (2 per statement cycle)
  • Free online statements
  • Unlimited check writing

$4.95 or $0

Specific age guidelines required for $0 monthly fee

How to Waive

A great tool for developing sound money management skills, available to students 18 to 24 years of age

Simple Guide | Student Checking Brochure

  • ATM fee rebates (2 per statement cycle)
  • Free online statements
  • Unlimited check writing

$4.95 or $0

Qualifying direct deposit or debit card transactions required for $0 monthly fee

How to Waive

An easy-to-use first checking account, designed for high school students 15-19 years of age

Simple Guide

  • ATM fee rebates (2 per statement cycle)
  • Free online statements
  • Unlimited check writing

$4.95 or $0

Specific age guidelines required for $0 monthly fee

How to Waive

An exclusive account designed to reward you for your extended banking relationship. Enjoy premium interest rates, a personal financial advisor, access to our Investment Sweep and more.

Simple Guide | Premier Checking Brochure

Watch Video

  • Free ATMs nationwide (unlimited fee rebates)
  • Free domestic wires, money orders and official checks
  • Free standard checks or 50% off premium styles
  • Access to Investment Sweep
  • Earn higher interest on select accounts

$25 or $0

Minimum balance required for $0 monthly fee

How to Waive

An interest-bearing full-service account with perks based on your entire banking relationship.

Simple Guide | Personal Checking Brochure

  • ATM fee rebates (2 per statement cycle)
  • Free incoming domestic wires
  • Free online and mobile bill pay
  • Free initial supply of standard checks or 50% off premium styles
  • 0.05% higher interest rate for Premier Money Market accounts

$15 or $0

Minimum balance required for $0 monthly fee

How to Waive

A full-service checking account to meet all your banking needs, including free Bill Pay and statements.

Simple Guide | Personal Checking Brochure

  • ATM fee rebates (1 per statement cycle)
  • Free online or paper statements
  • Free online and mobile bill pay

$7.95 or $0

Minimum balance or qualifying direct deposit required for $0 monthly fee

How to Waive

An interest-bearing full-service account with perks based on your entire banking relationship.

Simple Guide | Personal Checking Brochure

  • ATM fee rebates (2 per statement cycle)
  • Free incoming domestic wires
  • Free online and mobile bill pay
  • Free initial supply of standard checks or 50% off premium styles
  • 0.05% higher interest rate for Premier Money Market accounts

$15 or $0

Minimum balance required for $0 monthly fee

How to Waive

A full-service checking account to meet all your banking needs, including free Bill Pay and statements.

Simple Guide | Personal Checking Brochure

  • ATM fee rebates (1 per statement cycle)
  • Free online or paper statements
  • Free online and mobile bill pay

$7.95 or $0

Minimum balance or qualifying direct deposit required for $0 monthly fee

How to Waive

A straightforward personal checking account

Simple Guide | Personal Checking Brochure

  • ATM fee rebates (1 per statement cycle)
  • Free online statements
  • Unlimited check writing
  • Free online and mobile bill pay

$4.95

Other Checking Accounts

Unable to open an account due to previous banking history? Learn more about Opportunity Checking.

What makes our checking accounts stand out?

Convenience

Bank at our ATMs, online, or even on your phone with our Mobile Banking app.

Flexibility

How you pay for purchases is up to you. Use your Visa® Debit Card online or in stores, use our Online Bill Pay options, or write unlimited checks.

Ease of Use

Deposit checks right from your phone or enroll in QuickSave, our automatic savings program to help you reach your goals faster.

Peace of Mind

Stay in the know, even on the go, when you set up free alerts to monitor your account. Plus, enroll in Overdraft Protection to help protect you if your balance drops too low.
Checking Accounts

Switching from Another Bank?

Maybe you've relocated, switched jobs — or maybe you're just ready for a better banking experience. It's never been easier to switch banks. Download our fast and easy switch kit to learn more.

Frequently Asked Questions

Got questions? We've got answers. And, if you don't find what you're looking for, sign in to Online Banking and visit our Actions and Tools menu to send us a Secure Message or call us at (866) 836-0846.

Can I order checks online?

Absolutely. Just visit our ordering page. There, you can customize your checks with different designs and formats, and order as many as you need.

Where can I find my ABA routing number?

The Mobank Routing Number is: 101015101. You can also find it on your Mobank checks in the location shown below:

 

What is Online and Mobile Bill Pay?

Bill Pay is a service that lets you pay your bills from your computer or mobile device, without having to write or mail a check. It's easy and fast, and can even be set up to pay recurring bills automatically. No checks to write, no envelopes to address and no stamps to lick. Learn more about Online Bill Pay today.

Your Financial Resources

Mobank is with you on every step of your financial journey. Here are some tips and tricks that might help you along the way.

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