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mobank is a small business bank. It’s no secret that many small businesses and banks were hit pretty hard by the recession – and recovery continues. At mobank, however, we maintained a “business as usual” attitude. We continued to make loans, encourage growth and position for an optimistic future…in fact, one could say mobank is stronger than ever.

On Dec. 9, 2011, the Kansas City Business Journal reported the financial status of Kansas City area banks. Among banks with more than $100 million in assets, mobank’s percentage of problem loans was among the lowest at 0.24 percent. On a national level, this places us in the top sixth percentile of banks our size ($300 million to $1 billion in assets) for having the fewest non-performing loans.
Missouri Bank was recognized by the Kansas City Business Journal as one of top 25 area Small Business Administration lenders. The ranking reflects SBA-guaranteed loans to businesses in the Kansas City area during 12 months, ending Sept. 30, 2011.
On June 3, 2011, a report was published by the Kansas City Business Journal comparing local banks with over $100 million in assets. mobank’s percentage of problem loans was among the lowest, at .06 percent. On a national level, this places us in the top two percentile of banks our size ($300 million to $1 billion in assets) for having the fewest non-performing loans.

How does mobank remain strong and healthy?

We avoid making sub-prime loans and always have. Simply put, we make loans to people we know will pay them back.
We have strong relationships with great customers who tend to have higher credit quality and lower past dues than average.
Our loans are in multiple industries. We are well diversified.
We don’t chase yield or credit for new business. We haven’t strayed from our market and what we do best. And we never will.