Personal Banking
Personal Checking Account Options
Enroll in IDENTITY GUARD® GOOD START with any of the accounts listed below and receive daily credit bureau monitoring, e-mail notification of changes in your credit files and unlimited toll-free access to credit education specialists. Click to enroll for IDENTITY GUARD® GOOD START.
mobank® Checking
- Unlimited check writing
- No monthly service charge for accounts meeting minimum balance requirements
- Monthly eStatements available
- Other terms and conditions apply
- IDENTITY GUARD® GOOD START
Focus Checking
- Interest-bearing account
- Unlimited check writing
- No monthly service charge for accounts meeting minimum balance requirements
- Monthly eStatements available
- Other terms and conditions apply
Select Checking
- Interest-bearing account (Tiered rate account)
- Unlimited check writing and unlimited withdrawals in person
- No monthly service charge for accounts meeting minimum balance requirements
- Monthly eStatements available
- Other terms and conditions apply
Personal Money Market Account
- Interest-bearing account (Tiered rate account)
- Access to your funds – write up to six checks per month
- No monthly service charge for accounts meeting minimum balance requirements
- Monthly eStatements available
- Other terms and conditions apply
Prime Banking
If you're 50 years or better, consider taking advantage of Prime Banking.
You'll enjoy many mobank services free of charge or at a reduced rate.
- Complimentary Prime Checking Account
- No minimum balance requirements
- Free Missouri Bank checks
- Free Cashier's Checks, Traveler's Checks and Money Orders
- Free Notary service or Medallion guarantee
- Reduced safe deposit box rental (where available)
- Other terms and conditions apply




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