How to Apply for A Business Loans

Call us at 816-881-8200 and ask to speak to one of our loan officers. We’ll arrange a time to meet that is convenient to you. We don’t believe in faceless, nameless transactions. From day one, your relationship with us will be characterized by personal attention and one-on-one relationships.

We will need the following information to consider your business loan request. You may want to review this prior to our meeting.

1. One Page Application
   Complete all sections and sign the one-page Missouri Bank Business Loan Application.
   
   (Click here to download a Missouri Bank business loan application) Acrobat Reader is required to view and print this application. If you do not have Acrobat Reader, it is FREE to download.
   



2. Company Financial Information
   Provide a copy of your company’s Federal tax return, including all schedules, along with your company’s year-end financial statements, which should include a balance sheet and income statement, for the last three fiscal years. If more than three months have passed since the last fiscal year-end of your business, please provide an interim financial statement.



3. Personal Financial Information
   All partners and owners of 20% or more of the company will be asked to guarantee the loan. Accordingly, each owner needs to complete and sign a Missouri Bank personal financial statement form and provide complete copies of the last year’s personal federal tax returns.
   
   (Click here to download a Missouri Bank personal financial statement form) Acrobat Reader is required to view and print this application. If you do not have Acrobat Reader, it is FREE to download.
   



4. Business Plan
   If you plan to purchase an existing business or begin a new one, you will need a business plan. A business plan helps organize all your ideas and expectations into a concrete, logical road map for success. A good business plan should include monthly projections of income, expenses and cash flow for two years, an opening-day balance sheet, and resumes of owner(s) and key employees. There are many resources for preparing a business plan including Small Business Development Resource Centers and the Small Business Administration. You might also visit your local library, search the internet or purchase one of the variety of software packages designed to help you create a business plan.

Missouri Bank supports the markets and communities within our geographic regions and reserves the right to limit the geographic area in which loans will be made. Our primary market is the Greater Kansas City Metropolitan Area.